VIP Rewards – Value In Participation
In the true spirit of a cooperative, VIP Rewards increases the value of membership by rewarding members for their participation. The program allows credit union member/owners to earn free services, investment rate bonuses and loan rebates, simply by taking advantage of the full range of LCU financial services. The more credit union services used, the greater the rewards.
Qualifying for a higher rewards level is easy! Earn points for having a checking account, a share certificate, a Premium or Advantage money market, as well as keeping a higher share savings or loan balance at LCU. You can even earn points for using our many convenience services like direct deposit and It’s Me 247 online banking.
There is no need to enroll in VIP Rewards. All members are automatically enrolled and accounts are scored on the last day of each month. Your score determines the level of rewards for the following month. Your VIP Rewards level and the total points you scored will appear on your monthly statement.
All members in your household will be given the top household member’s score.
Qualifying for a higher rewards level is easy! Earn points for having a checking account, a share certificate, a Premium or Advantage money market, as well as keeping a higher share savings or loan balance at LCU. You can even earn points for using our many convenience services like direct deposit and It’s Me 247 online banking.
There is no need to enroll in VIP Rewards. All members are automatically enrolled and accounts are scored on the last day of each month. Your score determines the level of rewards for the following month. Your VIP Rewards level and the total points you scored will appear on your monthly statement.
All members in your household will be given the top household member’s score.
Do more, Get more with VIP Rewards
Earn Points
Credit Union Services |
Points |
| Value or Advantage Checking | 25 |
| Share Certificate (non-IRA) | 25 |
| Advantage or Premium Money Market | 50 |
| Aggregate Share Balances from $500 to $4999 | 50 |
| Aggregate Share Balances from $5000 to $14999 | 100 |
| Aggregate Share Balances from $15000 to $24999 | 150 |
| Aggregate Share Balances from $25000 and up | 200 |
| Home Equity Loan | 25 |
| Aggregate Loan Balances from $2500 to $14999 | 50 |
| Aggregate Loan Balances from $15000 to $24999 | 100 |
| Aggregate Loan Balances from $25000 to $49999 | 150 |
| Aggregate Loan Balances from $50000 and up | 200 |
| ATM Transaction | 25 |
| Debit Transaction | 25 |
| CU*TALK -- Active | 25 |
| It's Me 247 online banking | 25 |
| E-statements | 25 |
| Automatic Funds Transfer for Loan Payments | 25 |
| Direct Deposit of $600 or more per month | 50 |
| Any Savings with a negative balance (or below $5 par value) | -100 |
| Loan Delinquent 31 days or more | -200 |
| Any permanent loss to the credit union (written off accounts) will have points set to zero. |
Get Rewards
Participation Rewards Levels
BASIC (Up to 99 points)
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Free It's Me 247 online banking |
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Free CU*TALK phone banking |
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Free LCU ATM withdrawals and 3 free/month from non-LCU ATMs |
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Free e-statements |
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Free notary service |
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Free bill pay with CU*EasyPay |
ADVANTAGE (100 to 199 points)
All of the same privileges as Basic, plus |
0.15% rebate on new loans* |
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0.10% bonus on new certificates |
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Free check cashing |
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Free coin counting ( Does not waive coin counting fee for business accounts) |
PREMIUM (200 to 299 points)
Same privileges as Advantage, but with greater rate benefits |
0.25% rebate on new loans* |
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0.20% bonus on new certificates |
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Free checks from Deluxe Check Printer (limit one box per year) |
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Free ATM withdrawals (no Lakeview fee for using non-LCU ATMs) |
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Free cashier’s drafts |
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Free phone transfers |
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Free statement copies (up to the previous 12 months) |
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Free starter checks |
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Free money orders |
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25% safe deposit box rental discount |
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Free debit card replacement |
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Free check copies |
VIP (300 points or more)
Same privileges as Premium, but with even greater rate benefits!
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| *Loan rebate excluded from first mortgage, line of credit and business loans | |||||||||||
Copyright 2011 Lakeview Credit Union
Lakeview Credit Union, serving Neenah, Appleton, and anyone living or working in Calumet, Outagamie, Winnebago and Waupaca Counties in WI;
employees and retirees of Kimberly-Clark Corp and Fox River Paper; employees of the medical services industry; and the immediate family of any current member. Phone 920-792-5100.
employees and retirees of Kimberly-Clark Corp and Fox River Paper; employees of the medical services industry; and the immediate family of any current member. Phone 920-792-5100.