Savings Rates
Our rates are subject to change without notice. These rates are effective as of 1/31/12.
| Account | Minimum Deposit | Rate | APY | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Savings* |
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| Savings* ($5 to open, $25 min. balance to avoid fee) |
$100 to earn APY ($25 on kids' accounts) |
.25% | .25% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Holiday Club* (access your funds during the year for a $10 withdrawal fee) |
$25 to earn APY | .25% | .25% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Checking* |
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| Value Checking | none | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Advantage Checking | $500 to earn APY and avoid fee | .10% | .10% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Money Markets |
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| Basic |
Tier 1: $2,000 & over | .35% | .35% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ($2,000 to open and earn APY) | (If balance falls below $2,000, account will earn no dividends.) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Advantage | Tier 1: $15,000 & over | .50% | .50% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ($5,000 to open and earn APY) | Tier 2: $5,000 - $14,999.99 | .35% | .35% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| (If balance falls below $5,000, account will earn no dividends.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Premium | Tier 1: $25,000 & over | .70% | .70% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ($25,000 to open and earn APY) | (If balance falls below $25,000, account will earn no dividends.) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Platinum* | Tier 1: $75,000 & over | .90% | .90% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ($75,000 to open and earn APY) $25 below minimum balance fee per month if balance falls below $75,000 at any time. Active Advantage Checking is 4 or more transactions per month. Balances below $100 earn no dividends. |
w/ active Adv.Checking | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tier 2: $75,000 w/out Adv. Checking |
.30% | .30% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tier 3: $100.00 - $74,999.99 | .20% | .20% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Health Savings Account* |
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| Minimum Deposit | Rate | APY | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| $100 | 1.29% | 1.30% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| A one-time enrollment fee of $25.00 per account will be assessed when the account is opened. Please see our full disclosure for transaction limitations. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Share Certificates & Individual Retirement Accounts |
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| Share Certificates With a minimum deposit of $1000 (or $500 for members under age 18 on terms of 1, 2, and 3 years only), you can enjoy a higher return on your money by opening a Share Certificate.
Dividends on 3 month and 6 month certificates are paid at maturity. Dividends are paid semi-annually for 1, 2, and 3 year certificates. The rate on any share certificate or IRA certificate may be raised up to LCU’s currently offered rate on the same term once during the term of the original certificate at the member’s request. There is a penalty for early withdrawal on all share certificates. A grace period of 10 days beginning with the maturity date will be given for members to close a certificate without incurring a penalty. Individual Retirement Accounts
The rate on any share certificate or IRA certificate may be raised up to LCU’s currently offered rate on the same term once during the term of the original certificate at the member’s request. There is a penalty for early withdrawal on all share certificates. A grace period of 10 days beginning with the maturity date will be given for members to close a certificate without incurring a penalty. APY = Annual Percentage Yield. Full disclosures are available on request. *Maintenance or activity fees could reduce the earnings on these accounts |
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**Rate Benefits:
Bonuses of up to .30% are available on all new share certificates for members with accounts in the Advantage,Premium or VIP level of the VIP Rewards program.
Lakeview Credit Union is federally insured by the National Credit Union Administration (NCUA). Members'
accounts are insured to at least $250,000.
• Includes funds in savings, checking, money markets, and share certificate (CD)
accounts
• IRAs are insured separately up to $250,000
• There is no charge to the member for share insurance protection
• Individual accounts with the same accountholder are totaled and insured up to $250,000
• Joint accounts are insured separately from individual accounts up to $250,000
• IRAs are insured separately up to $250,000
• There is no charge to the member for share insurance protection
• Individual accounts with the same accountholder are totaled and insured up to $250,000
• Joint accounts are insured separately from individual accounts up to $250,000
Copyright 2011 Lakeview Credit Union
Lakeview Credit Union, serving Neenah, Appleton, and anyone living or working in Calumet, Outagamie, Winnebago and Waupaca Counties in WI;
employees and retirees of Kimberly-Clark Corp and Fox River Paper; employees of the medical services industry; and the immediate family of any current member. Phone 920-792-5100.
employees and retirees of Kimberly-Clark Corp and Fox River Paper; employees of the medical services industry; and the immediate family of any current member. Phone 920-792-5100.